Long-term Care Planning

Medicare, Medicaid and Long-term Care

Understanding government-sponsored programs can be confusing and complex. But, it is also critical to know how they affect you and your loved one’s long-term care needs. While they are separate programs, Medicare and Medicaid both work to provide healthcare coverage. Medicare is a federal program that was designed to assist in long-term care for the elderly, persons 65 and older. It also covers people with certain disabilities.