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The Five Tips Any Single Mother Should Know About Estate Planning
Did you know that women are the head of household for nearly 45% of American homes? Did you also know that the U.S. Census Bureau reported that of 13 million unmarried parents, 80% were women?
We're not sure about you but that seems like a lot of independent, phenomenal women running the show. Ranging in age, ethnicity, education, and income, these ladies all share at least one commonality. They make decisions for their families every day. What their children eat, what they wear, who they spend time with, where they attend school and who provides medical care.
Why a Will Isn't Always Enough When Dealing With Special Needs
Taking care of a loved one with a disability or special needs can be a daunting task. The responsibility of creating and maintaining a structured daily routine and careful financial planning takes time and close attention to detail. For the most part, it’s manageable and you feel in control of your loved one’s well-being because you’re there; you’re present.
Medicare, Medicaid and Long-term Care
Understanding government-sponsored programs can be confusing and complex. But, it is also critical to know how they affect you and your loved one’s long-term care needs. While they are separate programs, Medicare and Medicaid both work to provide healthcare coverage. Medicare is a federal program that was designed to assist in long-term care for the elderly, persons 65 and older. It also covers people with certain disabilities.